Terms and Conditions

Agreement to Terms

Welcome to Xorynthaluvia's financial planning consultation services. These Terms and Conditions govern your use of our website and services. By accessing our website or engaging our services, you agree to be bound by these terms.

If you do not agree with any part of these terms, please do not use our website or services.

Definitions

For clarity, the following terms have these meanings:

• "Service": Our financial planning consultation services, website content, and related offerings
• "Company", "we", "us": Xorynthaluvia and its representatives providing consultation services
• "User", "you", "client": Any individual or entity using our website or engaging our services
• "Content": All information, text, graphics, and materials on our website

Use of Our Services

Your use of our services is subject to the following conditions:

Eligibility Requirements

You must be at least 18 years old and legally capable of entering into binding agreements. Our services are intended for residents of Australia, though we may provide limited services to international clients at our discretion.

Your Responsibilities

• Provide accurate and complete information during consultations
• Maintain confidentiality of any account access credentials
• Use our services only for lawful purposes

Prohibited Activities

You agree not to engage in any of the following activities:

Intellectual Property Rights

All content on our website, including text, graphics, logos, and software, is owned by Xorynthaluvia or our licensors and protected by copyright and other intellectual property laws.

You may view and use our content for personal, non-commercial purposes only. Any reproduction, distribution, or commercial use requires written permission.

User-Generated Content

Any information or content you provide during consultations remains your property.

You grant us a limited license to use this information solely for providing our consultation services.

You are responsible for ensuring that any content you provide is accurate and lawful.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these terms. Privacy Policy

Disclaimers and Warranties

Limitation of Liability

To the maximum extent permitted by Australian law, Xorynthaluvia shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

This includes but is not limited to loss of profits, revenue, or financial opportunities, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless Xorynthaluvia and its representatives from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution

We encourage resolving disputes through direct communication first. However, formal dispute resolution options are available:

Termination

Either party may terminate our service agreement with 30 days' written notice. We reserve the right to suspend or terminate services immediately for violations of these terms.

Upon termination, your access to our services will cease, though certain provisions of these terms will survive termination.

Governing Law

Laws of Australia and applicable state regulations

Changes to Terms

We may modify these Terms and Conditions at any time. Material changes will be communicated through our website or direct notification.

Continued use of our services after changes constitutes acceptance of the updated terms.

Severability

If any provision of these terms is found invalid or unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and Xorynthaluvia regarding use of our services.

Contact Information

For questions about these Terms and Conditions or our services, please contact us using the information provided on our website.